Pension Bond
We recognise that each investor has different objectives, timescales and attitudes to risk. Therefore, the Pension Bond is designed to give a flexible, tax-efficient solution to your retirement needs, offering an extensive fund choice to help build a suitable investment portfolio.
KEY FACTS:
- Various advantages like tax free growth of the investment and option of taking up to 25% of your bond as tax-free lump sum
- Flexibility of choosing from a wide range of funds and provision for full, free switching between them to let you actively manage your portfolio with your IFA
- A choice of two charging structures, allowing you to meet your unique investment objectives
- A range of options at retirement
- Ability to select your retirement age within limits
- Self-Investment options to offer wider choice of investments
For benefit and risk details, please see Pension Bond- Key Features and Pension Bond- Policy Conditions below:
For more information and advice on suitability of the product, please contact your financial adviser. Application forms must be completed and returned to us by your adviser. The value of your investment may change and you may get back less than you invested. Tax treatment depends on individual circumstances and may be subject to change in the future.
We are also able to offer services that may meet your requirements at retirement through Living Time Limited, an appointed representative of American Life Insurance Company. Living Time Limited is registered in England with company number 04750947 and has its registered office at 1, Conduit Street, London W1S 2XA.
