AIG Private Clients
AIG Private Clients is the High Net Worth division of AIG Life. Working through financial advisers, our solutions are aimed at making private clients' portfolios more simplified and cost effective.
At the heart of AIG Private Clients is a tax efficient wrapper* which, through its Premier Bond, provides clients with access to cash based investments.
The Premier Bond is a single premium UK Life Assurance Bond for cash based investments which is aimed at higher rate taxpayers and particularly those who manage their assets and pay capital gains in the process.
By holding cash based investments inside a UK Life Assurance Bond the returns are taxed more efficiently while investment risk and access are largely unchanged. This, together with the economies of scale that AIG Private Clients can achieve by pooling your money with that of other clients, means that the Premier Bond can achieve competitive returns.
For benefit and risk details, please see Premier Bond - Key Features and Premier Bond - Policy Conditions below:
For more information and advice on suitability of the product, please contact your wealth adviser. Application forms must be completed and returned to us by your adviser. The value of your investment may change and you may get back less than you invested.
* Wrapper products are not investments in their own right, but simply different ways of holding investments and generally offer tax advantages. Tax is calculated by reference to the whole wrapper without reference to the underlying individual assets held.