Literature for advisers
Access all the literature to help you and your clients in one handy and easy to use place. Use the tabs below.
Useful tools for Advisers
Whole of Life calculator
This calculator can be used to compare the 'return' on a Whole of Life policy with a compounded investment at an assumed age of death of the client.
Relevant life calculator
You can use this tool to calculate the maximum amount of relevant life cover a customer can have. It compares the cost of relevant life to personal cover.
Premium equalisation calculator
Premium equalisation can help maintain the commerciality of an ownership succession arrangement using a business trust, by sharing the cost of premiums between the shareholders/partners/members.
Gift inter vivos calculator
Calculate the level term arrangement required to mirror the reducing IHT liability on a gift and compare the overall cost with AIG against a competitor.
Portfolio protection calculator
This tool can be used to calculate the life cover required to protect the current shortfall in a client's investment portfolio against the impact of their death before retirement.