We hope our customers will live long and happy lives. However, should the worst happen, AIG’s range of insurance products can provide protection for you and your family.
AIG’s life and protection insurance products can be purchased through a financial adviser. Or you can buy AIG Instant through financial comparison websites.
Life insurance pays you or your family a sum of money if you die or are diagnosed with a terminal illness and have less than 12 months to live. Also known as term assurance.
Critical illness cover with life insurance pays you or your family a sum of money if you die, suffer a serious illness or are diagnosed with a terminal illness. Additionally, you automatically get comprehensive cover for any children you have now or in the future as standard.
Income protection can provide up to 50% of your gross income to help you pay your bills if you’re too sick to work.
Family income benefit is a form of life insurance that pays your family a regular monthly income rather than a single lump sum.
For extra protection, you can ask us to include the following add-on options (for a small extra amount) to make sure your insurance keeps going should you become too ill to work:
The type and amount of insurance that you should have in order to provide financial security for your family will depend on your financial situation. It’s up to you to work out how much insurance you would need to cover financial commitments such as your mortgage, household bills and living expenses.
We recommend you speak to a financial adviser to find out what and how much financial support you need, as well as deciding which of our products and features suit you. If you don’t already have an Independent Financial Adviser, you can find one at www.unbiased.co.uk
*If the disability then becomes permanent, we will pay the remaining amount of the policy value.