Individual Protection from AIG

Instant Life Insurance

Making the journey to life insurance simple, quick and easy.

We recognise that many people want simplicity and instant protection when choosing their life insurance.

AIG’s Instant Life Insurance has a quick and simple online application that can be completed 24/7. We’ll let you know straight away if we can offer you insurance based on the answers you give us about your health and history – we won’t ask you for any medical evidence.

Instant Life Insurance from AIG will pay out if you die or suffer from a terminal illness while you’re insured, and is available through financial comparison websites or a financial adviser. 

Why choose Instant Life Insurance

  • It’s quick - Your application can be completed in just 8 minutes, and we won’t ask for any medical evidence
  • It’s simple – The application will ask you simple questions about your health and history – letting you know straight away if we can insure you
  • It’s easy – You can apply online, on any device you’re using. Your adviser can even fill out the application for you. 

Benefits of our insurance

Included as standard with our Instant Life Insurance:

  • Best Doctors – You’ll have access to our valuable expert second medical opinion service, read more
  • Winston’s Wish – You have the support of the leading UK children’s bereavement charity, read more
  • Our Funeral Pledge – We’ll pay up to £10,000 of your claim in advance, to help towards the cost of a funeral. This can help with any problematic probate issues that may arise and help your family when they need it most.
  • Our Claims Support Fund – We offer you a discretionary fund of up to £300, towards services that can help you or your family cope when you’re dealing with a serious illness.

Details of our insurance

Limits of the insurance

Minimum age you can take out insurance 


Maximum age you can take out insurance 


Maximum age that your insurance can last to 


Minimum length of insurance 

3 years

Maximum length of insurance 

40 years

Minimum payment 

£3.50 a month

Maximum lump sum available

 £600,000 (ages 17-45)
£350,000 (ages 46-55)

  • Insurance is fixed at a level, increasing or decreasing amount

  • Insurance can be for one person or two people

How to buy

The type and amount of insurance that you should have in order to provide financial security for your family will depend on your financial situation. It’s up to you to work out how much insurance you would need to cover financial commitments.


We recommend you speak to a financial adviser to find out what and how much financial support you need, as well as deciding which of our products and features suit you. If you don’t already have a financial adviser, you can find one at

Useful literature


Instant Life Insurance Key Facts

Key Facts document

Instant Life Insurance Insurance Details

Insurance Details document
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