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Underwriting blogs

Offering insurance to as many people as possible has always been at the forefront of what we do, but there is a misconception that this only relates to “healthy people”.

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They are the size of a matchbox, have been around for over 50 years and saves the lives of 25,000 people a year.

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Sepsis is an overreaction. A huge, catastrophic overreaction of your immune system when fighting an infection.

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Cancer diagnosis is continuing to rise, with a staggering 1 in 2 people expected to get cancer in their lifetime.

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Traditionally, financial underwriting is seen as a barrier to sales of high-net-worth or complex financial cases.

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At AIG we want to make it easier for people with chronic medical conditions to get the insurance they need so we are now offering income protection to people with diabetes.

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We want to make buying insurance even easier for our customers which is why we’ve made two significant changes to our underwriting philosophy.

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Over 16 million people in the UK have raised blood pressure so it’s no surprise that it’s the most common medical condition people tell us about on their applications.

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