Latest adviser articles and blogs
Latest headlines
Covid’s other victims: preparing for the surge in critical illness claims
Covid-19 has caused so much change and loss, and now we’re seeing early signs of the wider impact this pandemic’s created. There’s a collective belief across the industry that a spike in critical illness (CI) claims is inevitable.
Underwriting blogs
The future of underwriting
We're making it easy for people to buy – and understand – the insurance they need. Find out how we've improved our underwriting rules and application.
There's no one size fits all underwriting
Simple underwriting is a hot topic. Various propositions have been brought to market in the last year with shorter, faster or streamlined underwriting.
Let’s talk about ‘embarrassing symptoms’
Bowel cancer is the second biggest cancer killer in the UK and accounted for 3% of AIG Life’s critical illness claims last year. Every 30 minutes someone dies from it but it’s largely curable if caught in early stages.
Changing the way we underwrite
We’ve made two significant changes to our underwriting philosophy to make buying insurance even easier...
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Setting the pace for medical advancements
They are the size of a matchbox, and saves the lives of 25,000 people a year...
Behind the scenes: Meet our underwriters
Underwriting is fundamental in both the customer experience and in the profitability of life business...
AIG Life's approach to absentees
We explain in a little more detail what we mean by actively at work and why it’s so important...
The deadliest killer you’ve never heard of
Sepsis is a huge, catastrophic overreaction of your immune system when fighting an infection...
HIV: Huge advances bring insurance opportunities
The perception, understanding and treatment of HIV has taken huge leaps...
Support blogs
Things to consider before the new tax year
We know attentions are being drawn to helping your clients maximise their available tax allowances and exemptions. Read on for some planning suggestions to consider for 2020/21.
Our pledge is to go beyond the claim
Our aim is to support your clients through difficult times, be it death, diagnosis of serious illness, or...
End of tax year protection considerations
As the end of the tax year approaches, many financial advisers’ attentions will understandably be drawn to maximising available contributions and tax reliefs...
Group Protection
Is group life really that expensive?
Group life insurance and price. It’s a common pushback, but do people assume it will be more expensive than it actually is?
Help your clients with GIP’s early intervention
GIP. Traditionally designed to pay an employee’s salary if they’re off work. But now it’s so much more than that...read more
Using account managers to look after employee wellbeing
A happy, healthy workforce. It goes hand in hand with the success of any business. Read how we can help.
Why buy Group Income Protection
We take a look at the benefits employers will see when they invest in group income protection.
A guide to trusts: registered vs. excepted
Our quick guide is designed to help you navigate the world of trusts, so that you can advise your clients on the best option for them.
What are capitalisation factors
We explain how we use capitalisation factors for death in service pensions...
AIG Life's approach to absentees
We explain in a little more detail what we mean by actively at work and why it’s so important...
Group protection SME blogs
Unleash value added services
Group protection. It’s there to give employees – and their families – financial support if they die or they’re too ill to work. But there’s more. It’s also there to help them stay happy and healthy.
Make admin effortless
Admin burden is a thing of the past when using our online adviser portal. With on-demand access to current information, continue to position yourself as an industry expert.
Group protection. The value to SMEs.
Group protection. It doesn’t benefit employers. It’s simply products benefiting the employees. Right? Well, not quite and here’s why.
Self-insuring your absences and GIP. The difference.
A happy workforce creates a loyal workforce: the group income protection (GIP) difference for SMEs.
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Does GIP deserve more of the spotlight in the SME market?
Group income protection is a product all employers should consider. Including SMEs - here's why.
Why grow your group protection SME portfolio?
We take a look at why group protection advisers should be looking to grow their SME portfolio.
How to: highlight the value of group protection through Smart Health
Employees are making the most of value added benefits like Smart Health. Here's how you can too.