Protecting your employees: the group insurance products AIG offers

For us, insurance is about more than financial security. We believe in helping your employees and their families to live their healthiest lives and supporting them when they need us most.

Our group protection products are available to all businesses of three employees or more. Read on to find out how our group life, income protection and critical illness cover can add value to your employee benefits package.

Group life insurance

Life insurance eases the financial pressures on an employee’s family at an extremely difficult time. Alongside financial support, we believe in providing the support services that families will value most. We provide a 24/7 bereavement helpline, specialist bereavement support for children through charity Winston’s Wish, and a probate helpline for employees and their families.

We’ve designed our Group Life Insurance to be as easy as possible for your business, whilst making your employee benefits package stand out. You’ll benefit from a simple set up process, quick and easy claims and ongoing support from our team of experts.

Group income protection insurance

Group income protection from AIG supports your employees from day one. Our Smart Health service, along with our employee assistance programme LifeWorks, give employees the tools to proactively manage their health and wellbeing. Independent and impartial, our rehabilitation programme is provided by our expert partners, Proclaim Care. They work directly with employees to create a tailored back-to-work plan that includes support, guidance and funded treatments if needed.

When an employee is recuperating, the last thing they need to distract them is money worries. That’s where our financial protection can make a huge difference, providing up to 80% of their salary while they are unable to work.

Group critical illness insurance

Our game-changing approach to group critical illness cover gives employees a tax-free sum of money if they fall seriously ill and are diagnosed with a specified condition. 

It looks after an employee’s family too - children are covered as standard (up to £25,000) and there’s the option to add cover for a partner. Really, it’s about relieving money worries as quickly as possible, to help them feel confident about their financial future. Leaving them to focus on what matters: their recovery.

Smart Health

All employees insured through our group protection policies are able to access Smart Health at no extra cost. From on-demand consultations with UK based GPs, to expert case management service with the world’s top medical specialists, our Smart Health service is a convenient way to connect your employees to tools that help manage their health and wellbeing from anywhere in the world, 24/7.

This is Suzanna. Suzanna lives in Yorkshire.

She’s got a new job in London and commutes on the train.

She knew something wasn’t right with a funny spot on her forehead that wouldn’t go away.

She struggled to get a convenient Doctors appointment in between juggling work but knew something was really wrong when the spot got bigger.

Suzanna remembers she’s got Group Life cover with AIG Life through her employer. In the hotel that night she reaches for her phone to make a convenient appointment.

Suzanna feels Smart.

Get Smart Health from AIG Life. Whatever the time.

Discover more about how Smart Health could help your employees.

Find out more


If you’re an employer and want to find out more about setting up a policy for your employees, visit our guide to group protection.


If you’re an employee and want to know more about the benefits that come with your AIG Life cover, please visit our employees page.