Personal Protection

It is important for you to find the right cover. You might want to look after your family when you’re not around anymore, be financially secure if you’re unable to work, or simply want the reassurance that you’re covered against the unexpected. Whatever insurance you need, and for whatever reason, we’re making it quick and easy for you to find it. An expert financial adviser will help you get insured, but if you want cover straight away, our products are also available through most comparison sites.

Our Personal Protection products

Our four main products are carefully designed to suit different needs, so you can worry less about the ‘what ifs’ and get on with your everyday.

Life Insurance

Our life insurance has been designed to support your family if the worst happens. It’s an awful thing to talk about (we know), but if you were to die or be diagnosed with a terminal illness, we’d be there to step in to help financially.

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Critical illness cover

Our critical illness cover is built around you, giving you financial protection when you need it most. We’ve made our cover more flexible, so you can tailor your critical illness protection to your needs and budget.

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Over Fifties Life Plan

With our Over Fifties Life Plan, you know you’ll receive the financial support to leave a small legacy for your loved ones, to help cover funeral costs or to pay off any debts. With premiums starting from £5 a month, it’s an affordable way to get the cover if you’re on a budget.

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Income Protection

If you become too ill to work, the last thing you need is the extra worry of how to pay your bills. In many cases, statutory sick pay is unlikely to meet your needs, and that’s why income protection is so important. With our Income Protection, you’ll receive a proportion of your usual pre-tax earnings while you’re out of work.

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Whole of Life Insurance

It helps your family make financial provisions in the event of terminal illness or death. This cover gives them the knowledge and reassurance that any inheritance tax (IHT) liabilities could be paid, a legacy could be left, and funeral costs could be taken care of.

To find out more about adding exclusions to your policy, click here.