Personal Protection

Whether you want to look after your family if you’re ill or injured, have your finances sorted if you can’t work or cover yourself against the unexpected, it’s important to find the right insurance for you. Talking to a financial adviser can be a great place to start − they’ll help make sure you get the right amount of protection. But if you don’t need advice, you can also buy our products through comparison sites and selected partners.

Our personal protection products

Our main products are carefully designed to help you worry less about the ‘what ifs’ and get on with your everyday.

Life insurance

Life insurance is designed to support your family if you die or are diagnosed with a terminal illness. You choose how much you want to be covered for and how long you want it to last (your term) − both affect how much your insurance might cost.

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Critical illness cover

If you’re diagnosed with a serious health problem (like cancer or having a heart attack), critical illness steps in to ease the financial strain. Think mortgages being paid off, bills being covered, childcare being sorted. Say goodbye to financial worries and hello to focusing on what really matters. Getting better.

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Over fifties life cover

Just like life insurance, this type of insurance pays out if you die or are diagnosed with a terminal illness − but there’s no limit on how long it lasts. We’re with you for life. It’s a great option for leaving a small financial legacy for your loved ones, covering funeral costs or paying off any debts.

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Income protection

It's insurance that gives you money every month if you can’t work because you’re ill or injured. We’ll take care of you financially until you can get going again. You decide how long you need to be paid for, what age you want to be paid until and how soon you want the money to hit your account after you stop working.

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Whole of life insurance

Whole of life insurance is cover designed to last for the ‘whole’ of your life. In other words, it won’t stop when you reach a certain age or at the end of a limited term. This means you get the cover you want forever. So, however old you are when it’s time to claim, your family will be looked after.