AIG’s Term Assurance product gives your clients the confidence that their families will be looked after in the event of their death. That’s the knowledge and reassurance that mortgages could be paid off, household bills could be paid or living expenses could be sorted when they’re no longer able to support their family.
Why choose AIG
AIG gives your client the reassurance they need and covers against death or terminal illness right up to the last day of their policy.
We give your clients access to Best Doctors for invaluable second medical opinions. Their knowledge helps your clients and their immediate family get the right diagnosis, treatment and care.
We all know that life insurance is there to support your loved ones should the worst happen, but at AIG, we know that there’s more to it than just financial protection. Winston’s Wish – the UK’s leading child bereavement charity – help children get the support they need in the event of losing a parent or sibling.
From on-demand consultations with UK based GPs to second medical opinions from Best Doctors®, our Smart Health service is a convenient way to connect your clients to tools that help them manage their health and wellbeing. It’s available 24/7, 365 days a year, anywhere in the world and can also be used by their partners and children up to age 21, all at no additional cost.
Smart Health and Best Doctors are non-contractual benefits which can be withdrawn at any time without notice.
Winston's Wish is a national charity that is accessible to anyone regardless of your insurance policy. The service is available even if your policy ends.
We understand that everyone’s needs and budgets are different, which is why we offer products that make insurance more accessible.
With lower initial costs, our Start range is a more affordable way clients can start getting the same term assurance policy that YourLife Plan offers.
Writing your client's policy into trust
Your clients are able to write their policies into trust, and we provide adaptable specimen trust documents for use. Making this legal arrangement could ensure that money paid out for a claim goes straight to the people they want to benefit from the trust. It also could allow a quicker death claim payment compared to a policy not in trust and could mitigate Inheritance Tax liabilities.
We cannot advise on whether putting any particular policy into trust would be suitable for your client’s particular circumstances and would recommend that they take professional legal and tax advice. For more information, read our guide to explain how trusts work for AIG’s insurance policies.
Literature and support materials
Term Assurance - Key Facts
For more information on YourLife Plan Term Assurance, visit our Key Facts.
Reasons why – individual protection
This guide provides examples for all scenarios where individuals are looking for cover and help with ‘reasons why’ letters.