AIG’s Term Assurance product gives your clients the confidence that their families will be looked after in the event of their death. That’s the knowledge and reassurance that mortgages could be paid off, household bills could be paid or living expenses could be sorted when they’re no longer able to support their family.
Why choose AIG
AIG gives your client the reassurance they need and covers against death or terminal illness right up to the last day of their policy.
We give your clients access to Best Doctors for invaluable second medical opinions. Their knowledge helps your clients and their immediate family get the right diagnosis, treatment and care.
We understand that people need more than financial security. We work with the leading UK charity Winston’s Wish to help bereaved children get the specialist support they need.
Best Doctors and Winston’s Wish are non-contractual benefits which can be withdrawn at any time without notice.
We understand that everyone’s needs and budgets are different, which is why we offer products that make insurance more accessible.
With lower initial costs, our Start range is a more affordable way clients can start getting the same term assurance policy that YourLife Plan offers.
Writing your client's policy into trust
Your clients are able to write their policies into trust, and we offer both simple and split options. Making this legal arrangement ensures that money paid out goes straight to the people they want to benefit from it. It also could allow a quicker death claim payment compared to a policy not in trust and could exempt any pay out from IHT liabilities. We cannot advise on whether putting any particular plan into a trust would be suitable for your client’s particular circumstances and would recommend that they take professional legal advice. For more information, read our guide to explain how trusts work for insurance policies.
Literature and support materials
Term Assurance - Key Facts
For more information on YourLife Plan Term Assurance, visit our Key Facts.
Reasons why - Individual Protection
A guide to provide an example of what a ‘reasons why’ letter could contain.