Individual Protection

AIG is about providing support to individuals and their families. And our comprehensive personal protection products are designed to reduce the financial impact caused by death, illness or injury. It’s easy for you to tailor the right product to meet your client’s needs as they change over time. Our menu-based proposition includes critical illness cover, life cover, income protection and whole of life.

YourLife Plan

Our YourLife Plan products provide cover for your clients and their families. This range includes term assurance, critical illness cover, family income benefit and income protection.

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Instant Life Insurance

AIG’s Instant Life Insurance covers your client and provides financial support to their families if they die or are diagnosed with a terminal illness. We offer this insurance with level, increasing or decreasing term options.

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Welcome to our brand new critical illness cover

Every client is different, so we’ve designed flexible critical illness cover that gives you choices. Personalise your recommendation to their unique budget and family needs, and give them fairer outcomes and value for money from day one.

Find out more

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Income Protection

For most people, experiencing a sudden loss of income due to illness or injury could be devastating for them and their family. AIG’s Income Protection covers a wide range of customers who apply for income protection, including former cancer sufferers, those living with diabetes and house persons.

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Key3 Critical Illness Insurance

Key3 Critical Illness Insurance is a simpler version of our standard critical illness product, covering cancer, stroke and heart attack. It pays a lump sum if your client suffers from one of these conditions and is available with and without life insurance.

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Whole of Life Insurance

It helps your clients make financial provisions in the event of terminal illness or death. This cover gives them the knowledge and reassurance that any inheritance tax (IHT) liabilities could be paid, a legacy could be left, and funeral costs could be taken care of.

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Start Range

We understand that everyone’s needs and budgets are different. With lower initial costs, our Start range is a more affordable way clients can start getting the same term assurance policy that YourLife Plan offers.

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Care Cover with Whole of Life Insurance

AIG’s Care Cover with Whole of Life Insurance helps your clients make financial provisions for care in later life. We know that people increasingly require care to maintain some quality of life as they get older, which can be expensive - that's why we're here to help.

Additional benefits of AIG

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Smart Health

From on-demand consultations with UK based GPs, to Best Doctors - the expert case management service with the world’s top medical specialists, our Smart Health service is a convenient way to connect your customers to tools that help them to manage their health and wellbeing from anywhere in the world, 24/7.

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Winston's Wish

We all know that life insurance is there to support your loved ones should the worst happen, but at AIG, we know that there’s more to it than just financial protection. Winston’s Wish – the UK’s leading child bereavement charity – help children get the support they need in the event of losing a parent or sibling.

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Smart Health

From on-demand consultations with UK based GPs to second medical opinions from Best Doctors®, our Smart Health service is a convenient way to connect your clients to tools that help them manage their health and wellbeing. It’s available 24/7, 365 days a year, anywhere in the world and can also be used by their partners and children up to age 21, all at no additional cost.

Smart Health is a non-contractual benefit that could be changed or withdrawn in the future.


Smart Health is provided to AIG Life Limited customers by Teladoc Health. We want to let you know that these services are non-contractual, which means they don’t form part of the insurance contract with us. If our partnership with Teladoc Health ends, these services could be changed or withdrawn in the future.

Winston's Wish is a national charity that is accessible to anyone regardless of your insurance policy. The service is available even if your policy ends.