Individual Protection

AIG is about providing support to individuals and their families. And our comprehensive personal protection products are designed to reduce the financial impact caused by death, illness or injury. It’s easy for you to tailor the right product to meet your client’s needs as they change over time. Our menu-based proposition includes critical illness cover, life cover, income protection and whole of life.

YourLife Plan

Our YourLife Plan products provide cover for your clients and their families. This range includes term assurance, critical illness cover, family income benefit and income protection.

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Instant Life Insurance

AIG’s Instant Life Insurance covers your client and provides financial support to their families if they die or are diagnosed with a terminal illness. We offer this insurance with level, increasing or decreasing term options.

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Whole of Life Insurance

It helps your clients make financial provisions in the event of terminal illness or death. This cover gives them the knowledge and reassurance that any inheritance tax (IHT) liabilities could be paid, a legacy could be left, and funeral costs could be taken care of.

Guaranteed Over Fifties Life Plan

Over 50s life cover is a type of life insurance for your clients aged over 50. When you recommend our Over Fifties Life Plan, you know you’ll be giving your clients the financial support to leave a small legacy for their loved ones, to help cover funeral costs and to pay off any debts.

Key3 Critical Illness Insurance

Key3 Critical Illness Insurance is a simpler version of our standard critical illness product, covering cancer, stroke and heart attack. It pays a lump sum if your client suffers from one of these conditions and is available with and without life insurance.

Care Cover with Whole of Life Insurance

AIG’s Care Cover with Whole of Life Insurance helps your clients make financial provisions for care in later life. We know that people increasingly require care to maintain some quality of life as they get older, which can be expensive - that's why we're here to help.

Start Range

We understand that everyone’s needs and budgets are different. With lower initial costs, our Start range is a more affordable way clients can start getting the same term assurance policy that YourLife Plan offers.

Additional benefits of AIG

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Best Doctors®

We give your clients access to Best Doctors for invaluable second medical opinions. Their knowledge helps your clients and their immediate family get the right diagnosis, treatment and care.

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Winston's Wish

We understand that people need more than financial security. We work with the leading UK charity Winston’s Wish to help bereaved children get the specialist support they need.

Smart Health

From on-demand consultations with UK based GPs, to Best Doctors - the expert case management service with the world’s top medical specialists, our Smart Health service is a convenient way to connect your customers to tools that help them to manage their health and wellbeing from anywhere in the world, 24/7.


This Is For Them

This autumn, we're bringing you our shared story of selflessness. Just as the All Blacks think of their teammates, their family, fans and heroes every time they step on the pitch, our customers are protecting their loved ones and leaving a legacy when they buy life insurance. Find out more about #ThisIsForThem on the campaign webpage.


Smart Health, Best Doctors and Winston’s Wish are non-contractual benefits which can be withdrawn at any time without notice.