When we underwrite every application, our philosophy is always the same: 'Start from yes'.

Expertise, experience and innovation

We're committed to making insurance more accessible to more people. And our dedicated team of underwriters who hold over 600 years of experience between them, are at the heart of this.

Our team of experts continually improve the way we underwrite, helping more people get the insurance they need.

We're able to offer the most complete service possible to your clients, thanks to our team of:

  • Expert underwriters
  • High-net-worth underwriters
  • Underwriting and claims strategists
  • Pre-sales underwriting experts

We also recently upgraded our underwriting rules engine, making it easier for people to buy, and understand the insurance they need. For more on how we’ve taken a big step to driving underwriting changes in the future, read our latest blog.

Our pre-sales underwriting team are available to answer any questions you have. Please call 0345 600 6812

We’re here to help 8:30am – 6:00pm Monday to Thursday, or 8:30am – 5:30pm on Fridays, except bank holidays (UK local time).

Further support

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Medical Underwriting

Did you know that we accept almost 90%* of people who apply for insurance with us are accepted - including those who disclose existing medical conditions?

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Information and forms

Looking for more underwriting information and essential forms for your clients?

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Underwriting blogs

Underwriting is our bread and butter. Discover what’s new and what we think about the hot topics in underwriting in our blog series.

*Internal MI Q4 2021