Latest adviser articles and blogs
End of the road(map) for COVID restrictions
In a pandemic with people falling ill and dying, it was crucial that as a protection insurer we continued to offer cover to as many people as possible, while balancing the increased medical risks and practical challenges of getting underwriting evidence.
Covid’s other victims: preparing for the surge in critical illness claims
Covid-19 has caused so much change and loss, and now we’re seeing early signs of the wider impact this pandemic’s created. There’s a collective belief across the industry that a spike in critical illness (CI) claims is inevitable.
There's no one size fits all underwriting
Simple underwriting is a hot topic. Various propositions have been brought to market in the last year with shorter, faster or streamlined underwriting.
Let’s talk about ‘embarrassing symptoms’
Bowel cancer is the second biggest cancer killer in the UK and accounted for 3% of AIG Life’s critical illness claims last year. Every 30 minutes someone dies from it but it’s largely curable if caught in early stages.
Changing the way we underwrite
We’ve made two significant changes to our underwriting philosophy to make buying insurance even easier...
Motor Neurone Disease: An Underwriter’s Perspective
Professor Hawking suffered from MND but may know little else about it. We want to shed some light on...
Opening up more access to insurance
Offering insurance to as many people as possible has always been at the forefront of what we do...
PODCAST: Underwriting simpler protection
Our Head of Underwriting and Claims Strategy, Debbie Bolton discusses underwriting...
Setting the pace for medical advancements
They are the size of a matchbox, and saves the lives of 25,000 people a year...
Behind the scenes: Meet our underwriters
Underwriting is fundamental in both the customer experience and in the profitability of life business...
Lockdown: walking, wine and expert advice
Support with healthy eating and fitness goals have been available since AIG launched Smart Health nearly a year ago. Why talk about them now? I don’t foresee things changing any time soon, which means it has become imperative that I maintain some kind of fitness regime.
Raising the bar on value added services - AIG gets smart
How do we meet or even exceed the expectations of a customer who could have cover with us for 40 years or more? We challenged ourselves to build a proposition that puts the customer in charge of managing their health – whatever their stage in life. Enter Smart Health - more than just an add-on.
Critical illness recovery time - why don’t we talk about it?
It's unlikely that customers will know how long it can take to recover from a serious medical condition...
Things to consider before the new tax year
We know attentions are being drawn to helping your clients maximise their available tax allowances and exemptions. Read on for some planning suggestions to consider for 2020/21.
Our pledge is to go beyond the claim
Our aim is to support your clients through difficult times, be it death, diagnosis of serious illness, or...
End of tax year protection considerations
As the end of the tax year approaches, many financial advisers’ attentions will understandably be drawn to maximising available contributions and tax reliefs...
Why buy Group Income Protection
We take a look at the benefits employers will see when they invest in group income protection.
A guide to trusts: registered vs. excepted
Our quick guide is designed to help you navigate the world of trusts, so that you can advise your clients on the best option for them.
What are capitalisation factors
We explain how we use capitalisation factors for death in service pensions...