Group Critical Illness Insurance

Group Critical Illness Insurance provides a lump sum benefit if an employee suffers one of the critical illnesses covered.

Product features

  • Competitive pricing
  • A wide range of cover options
  • Automatic cover for any children
  • Easy online setup and administration
  • Flexible benefits available
  • RedArc support service 

Cover options

  • Available for three or more employees
  • Up to 5x salary or £500,000 cover
  • Cover available up to age 70
  • 12 core illnesses, 29 additional illnesses
  • Employees normally covered with no medical questions
  • Pre-existing conditions and related medical conditions are excluded
  • Total permanent disability cover available
  • Premium calculated accurately, no averaging
  • Premium rates are guaranteed for two years

RedArc support service

We believe in giving more than just financial assistance. That’s why our critical illness claimants and their families are offered RedArc’s critical illness service.

With RedArc, each claimant has a dedicated personal nurse adviser who can help them for as long as they need, providing expert advice and long-term emotional support.

This service is not available for any policies other than group critical illness.


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Smart Health

From on-demand consultations with UK based GPs to expert second medical opinions, our Smart Health service is a convenient way to connect employees to tools that help them manage their health and wellbeing. It’s available 24/7, 365 days a year, anywhere in the world and can also be used by their partners and children up to age 21, all at no additional cost.


Literature and support materials

Group Critical Illness - Technical guide

Download Updated 22 Jul 19
Group Critical Illness - Terms and conditions

This explains how the cover works and the terms and conditions for Group Critical Illness Insurance.

Download Updated 22 Jul 19