Group protection

We believe in helping our customers to live their healthiest lives and supporting them when they need us most. Group insurance products help employers offer financial protection to employees - and their families - if they become too unwell to work, or in the event of their death.

What we offer

Group insurance is bought by employers to cover their employees, often with the support and guidance of a financial adviser. We provide group life, group critical illness and group income protection insurance for companies of all sizes, from three-person start-ups to multinational brands. Our processes differ depending on the size of the company you'd like the cover for. This allows us to offer the right service, for the right customer.

In addition, our value added services, such as Smart Health, give employees* the tools they need to manage their health and wellbeing from day one of the policy.

Our products

Group life insurance

Group life insurance provides money to an employee’s family in the event of their death, helping to ease financial pressures at an extremely difficult time.

Young east asian man with glasses, celebrating winning at table tennis.
Group income protection

Group income protection provides up to 80% of an employee’s salary if they're unable to work due to illness or injury for a prolonged period (usually six months).

Group critical illness

Our game-changing approach to group critical illness cover gives employees a tax-free sum of money if they fall seriously ill and are diagnosed with a specified condition.

People are at the heart of what we do

2022 claims stats

Every claim we pay as a protection insurer is help we provide during some of the toughest moments in people’s lives. Last year (2022), across group life, critical illness and income protection we helped 1,559 people and their families get back on their feet by providing financial, physical and mental support.

Uncover more in our 2022 claims story. 


Smart Health

From on-demand consultations with UK-based GPs, to expert case management service with the world’s top medical specialists, our Smart Health service is a convenient way to connect your employees to tools that help manage their health and wellbeing from anywhere in the world, 24/7.

This is Suzanna. Suzanna lives in Yorkshire.

She’s got a new job in London and commutes on the train.

She knew something wasn’t right with a funny spot on her forehead that wouldn’t go away.

She struggled to get a convenient Doctors appointment in between juggling work but knew something was really wrong when the spot got bigger.

Suzanna remembers she’s got Group Life cover with AIG Life through her employer. In the hotel that night she reaches for her phone to make a convenient appointment.

Suzanna feels Smart.

Get Smart Health from AIG Life. Whatever the time.

Smart Health is provided to AIG Life Limited customers by Teladoc Health. We want to let you know that these services are non-contractual, which means they don’t form part of the insurance contract with us. If our partnership with Teladoc Health ends, these services could be changed or withdrawn in the future.

*Smart Health is available to insured employees of Group Life and Group Critical Illness clients. And to all employees of Group Income Protection clients.