YourLife Plan

YourLife Plan products provide cover for individuals and their families. The range includes term assurance, critical illness cover, family income benefit and income protection. Our online portal makes it easy for customers to mix and match, to get exactly the cover they need.

Writing your client's policy into trust

Your clients are able to write their policies into trust, and we provide adaptable specimen trust documents for use. Making this legal arrangement could ensure that money paid out for a claim goes straight to the people they want to benefit from the trust. It also could allow a quicker death claim payment compared to a policy not in trust and could mitigate Inheritance Tax liabilities.

We cannot advise on whether putting any particular policy into trust would be suitable for your client’s particular circumstances and would recommend that they take professional legal and tax advice. For more information, read our guide to explain how trusts work for AIG’s insurance policies.

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Additional benefits of AIG

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Best Doctors®

We give your clients access to Best Doctors for invaluable second medical opinions. Their knowledge helps your clients and their immediate family get the right diagnosis, treatment and care.

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Winston's Wish

We understand that people need more than financial security. We work with the leading UK charity Winston’s Wish to help bereaved children get the specialist support they need.

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Smart Health

From on-demand consultations with UK based GPs, to Best Doctors - the expert case management service with the world’s top medical specialists, our Smart Health service is a convenient way to connect your customers to tools that help them to manage their health and wellbeing from anywhere in the world, 24/7.

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Smart Health, Best Doctors and Winston’s Wish are non-contractual benefits which can be withdrawn at any time without notice.

Literature and support materials

Term Assurance - Key Facts

For more information on YourLife Plan Term Assurance, visit our Key Facts.

Download Updated 31 May 19
Critical Illness Choices – Key Facts

For an overview of YourLife Plan Term Assurance with Critical Illness Choices, visit our Key Facts.

DOWNLOAD Updated 15 Oct 20
Family Income Benefit - Key Facts

For more information on YourLife Plan Family Income Benefit, visit our Key Facts.

Download Updated 30 Apr 18
Reasons why – individual protection

This guide provides examples for all scenarios where individuals are looking for cover and help with ‘reasons why’ letters.

Download Updated 18 Oct 20
Income Protection - Key Facts

For more information on YourLife Plan Income Protection, visit our Key Facts.

Download Updated 02 Aug 18
Term Assurance - Cover Details

Read our Cover Details for an explanation of how AIG’s Term Assurance works.

Download Updated 31 May 19
Critical Illness Choices – Cover Details

Read our Cover Details for an explanation of how YourLife Plan Term Assurance with Critical Illness Choices works.

DOWNLOAD Updated 15 Oct 20
Family Income Benefit - Cover Details

Read our Cover Details for an explanation of how AIG's Family Income Benefit works.

Download Updated 02 Aug 18
Income Protection - Cover Details

Read our Cover Details for an explanation of how AIG's YourLife Plan Income Protection works.

Download Updated 02 Aug 18