YourLife Plan
YourLife Plan products provide cover for individuals and their families. The range includes term assurance, critical illness cover, family income benefit and income protection. Our online portal makes it easy for customers to mix and match, to get exactly the cover they need.
Writing your client's policy into trust
Your clients are able to write their policies into trust, and we provide adaptable specimen trust documents for use. Making this legal arrangement could ensure that money paid out for a claim goes straight to the people they want to benefit from the trust. It also could allow a quicker death claim payment compared to a policy not in trust and could mitigate Inheritance Tax liabilities.
We cannot advise on whether putting any particular policy into trust would be suitable for your client’s particular circumstances and would recommend that they take professional legal and tax advice. For more information, read our guide to explain how trusts work for AIG’s insurance policies.
Additional benefits of AIG
Best Doctors®
We give your clients access to Best Doctors for invaluable second medical opinions. Their knowledge helps your clients and their immediate family get the right diagnosis, treatment and care.
Winston's Wish
We all know that life insurance is there to support your loved ones should the worst happen, but at AIG, we know that there’s more to it than just financial protection. Winston’s Wish – the UK’s leading child bereavement charity – help children get the support they need in the event of losing a parent or sibling.
Smart Health
From on-demand consultations with UK based GPs to second medical opinions from Best Doctors®, our Smart Health service is a convenient way to connect your clients to tools that help them manage their health and wellbeing. It’s available 24/7, 365 days a year, anywhere in the world and can also be used by their partners and children up to age 21, all at no additional cost.
Smart Health and Best Doctors are non-contractual benefits which can be withdrawn at any time without notice.
Winston's Wish is a national charity that is accessible to anyone regardless of your insurance policy. The service is available even if your policy ends.
Literature and support materials
Term Assurance - Key Facts
For more information on YourLife Plan Term Assurance, visit our Key Facts.
Critical Illness Choices – Key Facts
For an overview of YourLife Plan Term Assurance with Critical Illness Choices, visit our Key Facts.
Family Income Benefit - Key Facts
For more information on YourLife Plan Family Income Benefit, visit our Key Facts.
Reasons why – individual protection
This guide provides examples for all scenarios where individuals are looking for cover and help with ‘reasons why’ letters.
Income Protection - Key Facts
For more information on YourLife Plan Income Protection, visit our Key Facts.
Term Assurance - Cover Details
Read our Cover Details for an explanation of how AIG’s Term Assurance works.
Critical Illness Choices – Cover Details
Read our Cover Details for an explanation of how YourLife Plan Term Assurance with Critical Illness Choices works.
Family Income Benefit - Cover Details
Read our Cover Details for an explanation of how AIG's Family Income Benefit works.
Income Protection - Cover Details
Read our Cover Details for an explanation of how AIG's YourLife Plan Income Protection works.