Specialist Solutions

Protection solutions designed for the specialist needs of your clients.

We understand that your clients are looking for the best. As protection specialists, AIG Life are able to provide the products and service you need to meet their expectations.

We’ll work alongside you on large, complex and exceptional cases to provide bespoke cover designed to match the needs of your clients. Our premier service includes senior financial underwriters and a dedicated in-house support team, meaning you can trust AIG Life to provide product knowledge and customer care that you can rely on.

 
Read more about the specialist solutions we can offer below, or contact one of our experts today on 0345 600 6829 or adviser@aiglife.co.uk.

 

High Net Worth

A first-rate High Net Worth capability for you and your clients. We offer up to £65m Level Term and £52m Whole of Life cover.  Read more about our HNW solutions.

Inheritance Tax Planning

Covers inheritance tax liabilities for both the long and short term. Whole of Life and Level Term products available on a joint-life second death basis.

Legacy Gift Planning (using Whole of Life)

A tax-free lump-sum upon death or diagnosis of a terminal illness. Used for inheritance tax cover or as a tax-efficient legacy gift. Use our legacy gift calculator to create a report for your client.

Care Cover with Whole of Life

Financial provision for the costs of care in later life. Pays out a tax-free lump sum on a qualifying claim for care of terminal illness; can also be used to provide a legacy gift.

Cover for Overseas Residents

Personal and business protection for overseas residents – both British and foreign nationals. Use our Pre-Sale Decision Tool to see if we can offer cover to your client.

Intergenerational Differences and Protection

A process that allows a wealthier family member to pay for protection policies on behalf of their family members.

Two people looking at a tablet device in a new home

Cover for Specialist Mortgages

Protection for self-build and buy-to-let mortgages, including those taken out by a company.

Instant Portfolio Protection

Cover for a client’s investment portfolio should the breadwinner die before retirement. Application takes just eight minutes on average and there is no further medical or financial evidence required.

Business Protection

Financial protection for a company in the event that its owners or key employees are affected by illness or death.

Relevant Life Insurance

A death-in-service benefit for employees, which pays out a lump sum on death or diagnosis of a terminal illness. Employers can cover up to 35 times an employee’s salary (depending on age).