Adviser Tools & Calculators

Useful tools for Advisers

Income Protection Calculator

Our tool shows the likelihood of your client becoming ill and how quickly savings can run out if they are unable to return to work.

Legacy Gift Calculator

This calculator can be used to compare the 'return' on a Whole of Life policy with a compounded investment at an assumed age of death of the client.

Business Protection

This tool can be used to produce a report summarising a business's needs, and recommendations for protecting its most valuable assets - its people.

Please note

We are currently unable to accept applications from overseas residents due to the coronavirus pandemic. This includes anyone who is living outside the UK, Channel Islands, Isle of Man or Gibraltar (both British and foreign nationals). For any queries regarding this, please contact our Sales Support team on 0345 600 6829.

Overseas Residents Pre-Sale Decision Tool

You can use this tool to see if we can consider cover for a person resident outside the UK, Jersey, Guernsey, Isle of Man or Gibraltar, and if so what cover we could provide.

Premium equalisation calculator

Premium equalisation can help maintain the commerciality of an ownership succession arrangement using a business trust, by sharing the cost of premiums between the shareholders/partners/members.

Relevant Life calculator

You can use this tool to calculate the maximum amount of Relevant Life cover a customer can have with AIG. It compares the cost of Relevant Life to personal cover.

Portfolio Protection calculator

This tool can be used to calculate the life cover required to protect the current shortfall in a client's investment portfolio against the impact of their death before retirement.

Care Cover with Whole of Life calculator

This tool can be used to calculate how much protection your client will need to make an adequate provision for the cost of their later life care.

Suicide prevention training directory

This guide from Action for Suicide Prevention in Insurance (ASPiiN) helps you be prepared, have the confidence to deal with suicide prevention awareness and deal with the situation as professionally as possible.

Talking about suicide on your website

There are many reasons why you might need to mention suicide on your website or in other materials. Action for Suicide Prevention in Insurance (ASPiiN) have prepared this guidance with support from the Samaritans with some key things you should bear in mind.

Smart Health: adviser toolkit

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