Instant Life Insurance
AIG’s Instant Life Insurance covers your client and provides financial support to their families if they die or are diagnosed with a terminal illness. We offer this insurance with level, increasing or decreasing term options. Our Instant Life Insurance is available with a simple online application that takes fewer than eight minutes. There’s no manual or medical underwriting needed, therefore your clients can get an instant decision.
Why recommend AIG's Instant Life Insurance
We recognise that your clients require simplicity and instant protection when choosing life insurance, and this option makes getting cover quick and hassle-free.
- Straightforward sign-up process: With our easy-to-use online application portal, clients can complete their own applications in their own time. All you need to do is send them a link by email and they can fill this in by themselves.
- Simplified underwriting: We understand that clients want instant protection and that they can get frustrated with lengthy underwriting processes. With our quick approach, it’s more likely that your clients will complete an application and take out a policy.
- Quick decisions: All instant applicants receive an immediate decision on whether we can insure them.
From on-demand consultations with UK based GPs to second medical opinions from Best Doctors®, our Smart Health service is a convenient way to connect your clients to tools that help them manage their health and wellbeing. It’s available 24/7, 365 days a year, anywhere in the world and can also be used by their partners and children up to age 21, all at no additional cost.
From on-demand consultations with UK based GPs, to Best Doctors - the expert case management service with the world’s top medical specialists, our Smart Health service is a convenient way to connect your customers to tools that help them to manage their health and wellbeing from anywhere in the world, 24/7.
We all know that life insurance is there to support your loved ones should the worst happen, but at AIG, we know that there’s more to it than just financial protection. Winston’s Wish – the UK’s leading child bereavement charity – help children get the support they need in the event of losing a parent or sibling.
Our Funeral Pledge
We’ll pay up to £10,000 of your client’s valid claim in advance towards the cost of a funeral. This is financial assistance when their family need it most.
Our Claims Support Fund
We offer a discretionary fund of up to £300 towards services such as travel costs and wigs after cancer treatment - all to help your client and their family cope with a serious illness.
Smart Health and Best Doctors are non-contractual benefits which can be withdrawn at any time without notice.
Winston's Wish is a national charity that is accessible to anyone regardless of your insurance policy. The service is available even if your policy ends.
Literature and support materials
Instant Life Insurance - Sales Aid
View our sales aid to find out more about AIG Instant Life Insurance.
Instant Life Insurance Details
This document explains how Instant Life Insurance works.
Instant Life Insurance - Key Facts
This document describes what is covered by our Instant Life Insurance, who can buy it and how it works
Instant Life Insurance - Underwriting guide
This guide takes you through the underwriting rules for our Instant Life insurance. Underwriting decisions may differ due to the coronavirus pandemic.