Instant Life Insurance

AIG’s Instant Life Insurance covers your client and provides financial support to their families if they die or are diagnosed with a terminal illness. We offer this insurance with level, increasing or decreasing term options. Our Instant Life Insurance is available with a simple online application that takes fewer than eight minutes. There’s no manual or medical underwriting needed, therefore your clients can get an instant decision.

Why recommend AIG's Instant Life Insurance

We recognise that your clients require simplicity and instant protection when choosing life insurance, and this option makes getting cover quick and hassle-free.

  • Simplified underwriting: We understand that clients want instant protection and that they can get frustrated with lengthy underwriting processes. With our quick approach, it’s more likely that your clients will complete an application and take out a policy.
  • Quick decisions: All instant applicants receive an immediate decision on whether we can insure them.
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Smart Health

From on-demand consultations with UK based GPs to second medical opinions from Best Doctors®, our Smart Health service is a convenient way to connect your clients to tools that help them manage their health and wellbeing. It’s available 24/7, 365 days a year, anywhere in the world and can also be used by their partners and children up to age 21, all at no additional cost.

Smart Health is a non-contractual benefit that could be changed or withdrawn in the future.

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Additional benefits of AIG

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Smart Health

From on-demand consultations with UK based GPs to second medical opinions from Best Doctors®, our Smart Health service is a convenient way to connect your clients to tools that help them manage their health and wellbeing. It’s available 24/7, 365 days a year, anywhere in the world and can also be used by their partners and children up to age 21, all at no additional cost.

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Winston's Wish

We all know that life insurance is there to support your loved ones should the worst happen, but at AIG, we know that there’s more to it than just financial protection. Winston’s Wish – the UK’s leading child bereavement charity – help children get the support they need in the event of losing a parent or sibling.

Our Funeral Pledge

We’ll pay up to £10,000 of your client’s valid claim in advance towards the cost of a funeral. This is financial assistance when their family need it most.

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Our Claims Support Fund

If your clients make a claim, we can pay up to £300 towards those things that might make life a little bit easier. Think travel costs to and from care homes or home removal costs − there’s no limit to what it can be used for.

Smart Health is provided to AIG Life Limited customers by Teladoc Health. We want to let you know that these services are non-contractual, which means they don’t form part of the insurance contract with us. If our partnership with Teladoc Health ends, these services could be changed or withdrawn in the future.

Literature and support materials

Instant Life Insurance - Sales Aid

View our sales aid to find out more about AIG Instant Life Insurance.

Download Updated 12 Sep 21
Instant Life Insurance Details

This document explains how Instant Life Insurance works.

Download Updated 27 Nov 23
Instant Life Insurance - Key Facts

This document describes what is covered by our Instant Life Insurance, who can buy it and how it works

Download Updated 27 Nov 23
Instant - data capture form

This is a data capture form for Instant Life Insurance.

Download Updated 24 Apr 22