Instant Life Insurance

Instant Life Insurance is all about providing financial support to your clients and their families if they die or are diagnosed with a terminal illness. Getting started is easy - there's a simple online application that takes as little as eight minutes to complete. It's available with level, increasing or decreasing term options and there's no manual or medical underwriting needed. Say hello to instant decisions.

Why recommend Instant Life Insurance

This kind of insurance offers simplicity − making cover quick and hassle-free to sort out.

  • Straightforward sign-up process: with our easy-to-use online application portal, clients can complete their applications in their own time. All you need to do is email them a link and they can fill it in for themselves 
  • Simplified underwriting: lengthy underwriting processes can be frustrating − we get it. So things have sped up, making it that bit less time-consuming for your clients to complete an application and get covered
  • Quick decisions: everyone gets an immediate decision on whether we can insure them
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Smart Health

From on-demand consultations with UK based GPs, to Best Doctors - the expert case management service with the world’s top medical specialists, our Smart Health service is a convenient way to connect your customers to tools that help them to manage their health and wellbeing from anywhere in the world, 24/7.

Smart Health is a non-contractual benefit that could be changed or withdrawn in the future.

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Additional benefits of AIG

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Smart Health

The insurance also includes access to Smart Health, an additional service provided at no additional cost to you. From on-demand consultations with UK based GPs to second medical opinions, our Smart Health service is a convenient way to connect your clients to tools that help them manage their health and wellbeing. It’s available 24/7, 365 days a year, anywhere in the world and can also be used by their partners and children up to age 21, all at no additional cost.

Smart Health is provided to AIG Life Limited customers by Teladoc Health. We want to let you know that these services are non-contractual, which means they don’t form part of the insurance contract with us. If our partnership with Teladoc Health ends, these services could be changed or withdrawn in the future.

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Winston's Wish

We all know that life insurance is there to support your loved ones should the worst happen, but at AIG, we know that there’s more to it than just financial protection. Winston’s Wish – the UK’s leading child bereavement charity – help children get the support they need in the event of losing a parent or sibling.

Winston's Wish is a national charity that is accessible to anyone regardless of whether they have an insurance policy with AIG Life. The service is available even if an AIG Life policy ends.

Our Funeral Pledge

We’ll pay up to £10,000 of your client’s valid claim in advance towards the cost of a funeral − supporting your clients when times might be tough. 

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Our Claims Support Fund

It’s there to pay for up to £500 worth of extra services that will make life a little easier. Things like travel costs, parking at hospital, wigs following cancer treatment – there’s no limit to what it can be used for. It won’t be taken off your client’s pay out they get and we don’t necessarily have to have agreed their claim.

Smart Health is a non-contractual benefit that could be changed or withdrawn in the future. Winston's Wish is a national charity that is accessible to anyone regardless of their insurance policy. The service is available even if a policy ends.

Literature and support materials

Instant Life Insurance - Sales Aid

View our sales aid to find out more about Instant Life Insurance.

Instant Life Insurance Details

This document explains how Instant Life Insurance works.

Download Updated 27 Nov 23
Instant Life Insurance - Key Facts

This document describes what is covered by our Instant Life Insurance, who can buy it and how it works

Download Updated 27 Nov 23