Literature for Advisers

Reasons why – individual protection

This guide provides examples for all scenarios where individuals are looking for cover and help with ‘reasons why’ letters.

Investment IHT - Sales Aid

This guide offers an overview of the simple and cost-effective solution to cover the 2-year inheritance tax (IHT) liability on Business Relief-qualifying investments.

Income Protection - Sales Aid

This document explains the benefits of income protection for your clients.

Income Protection calculator

Our tool shows the likelihood of your client becoming ill and how quickly savings can run out if they are unable to return to work.

Critical Illness Choices – sales aid

Download our sales aid to understand how YourLife Plan Term Assurance with Critical Illness Choices can help your clients.

A guide to Critical Illness Choices

Read more about our grouped conditions and the definitions we use in our YourLife Plan Term Assurance with Critical Illness Choices product.

AIG Case Study - Steve

Read Steve's story about how AIG was there to support him after suffering a shocking illness.

Key3 - Sales Aid

Find out how our Key3 product can help your clients, providing cover for three common illnesses.

Key3 - Reasons why

This provides useful examples for a ‘reasons why’ letter and scenarios where Key3 is suitable

Sales Aid - Family Income Benefit

This guide helps you recommend AIG’s Family Income Benefit to your clients.

Instant Life Insurance - Sales Aid

View our sales aid to find out more about AIG Instant Life Insurance.

Instant - data capture form

This is a data capture form for Instant Life Insurance.

Instant Life Insurance - Underwriting guide

This guide takes you through the underwriting rules for our Instant Life insurance. Underwriting decisions may differ due to the coronavirus pandemic.

Instant Life vs YourLife Plan - comparison table

This guide is a comparison of our YourLife Plan – Term Assurance and Instant Life Insurance and highlights the product and underwriting differences.

Portfolio Protection calculator

This tool can be used to calculate the life cover required to protect the current shortfall in a client's investment portfolio against the impact of their death before retirement.

Reasons why – individual protection

This guide provides examples for all scenarios where individuals are looking for cover and help with ‘reasons why’ letters.

Reasons why - Care Cover with Whole of Life

Care Cover with Whole of Life - adviser guide

This guide outlines how Care Cover with Whole of Life can support later life care requirements and identifies the need for having this kind of financial protection in place.

Care Cover with Whole of Life calculator

This tool can be used to calculate how much protection your client will need to make an adequate provision for the cost of their later life care.

Whole of Life - Sales Aid

This guide takes a look into the different ways AIG's Whole of Life insurance can be used.

Legacy gift calculator

This calculator can be used to compare the 'return' on a Whole of Life policy with a compounded investment at an assumed age of death of the client.

Business Protection Adviser Guide

This Business Protection guide helps to support and streamline the advice process.

Reasons why - Business Protection

A guide to provide an example of what a ‘reasons why’ letter could contain.

Business Protection - Quick reference guide

This document is a snapshot of our Business Protection offering, containing an overview of the types of cover on offer, how to determine a cover amount, features and benefits and tax considerations.

Business Protection calculator

This tool can be used to produce a report summarising a business's needs, and recommendations for protecting its most valuable assets - its people.

Premium equalisation calculator

Premium equalisation can help maintain the commerciality of an ownership succession arrangement using a business trust, by sharing the cost of premiums between the shareholders/partners/members.

Relevant Life Insurance - Reasons why

This provides useful examples for a ‘reasons why’ letter and scenarios where relevant life insurance is suitable

Relevant Life - Features table

Discover the key features and benefits of AIG Life's Relevant Life Insurance with this simple and easy to use table.

Relevant Life - Adviser guide

With our Relevant Life adviser guide, get to grips with the basics of the cover, learn more about how to set it up and the tax efficiencies and find out why AIG.

Relevant Life calculator

You can use this tool to calculate the maximum amount of Relevant Life cover a customer can have with AIG. It compares the cost of Relevant Life to personal cover.

Registered Group Life - Member guide

This document is for employees to understand how Registered Life cover works.

Excepted Group Life - Member guide

This document is for employees to understand how Expected Life cover works.

Spouses’ and Partners’ life cover - Member guide

This document is for employees to understand how Spouse/Partner cover works.

Critical Illness Cover - Member guide

This document is for employees to understand how Critical Illness cover works.

Group Income Protection - Member guide

This document is for employees to understand how Group Income Protection cover works.

Winston's Wish - interactive guide

Read our guide to learn more about the support on offer from Winston’s Wish and how their experts help children and young people face the future with hope and lead full and flourishing lives.

Auto enrolment – How it affects our products

This explains the impact of employees auto-enrolment to specific covers.

Single premium rates and year two costs

An overview of single premium rates where we charge the exact premium due for the cover provided which is normally guaranteed for two years.

Country codes

An outline of countries and their corresponding codes. For use when completing an online quote where members may live abroad.

Online servicing guide

This guide will show you ways you can use our online servicing to check the status of applications or make changes to your clients details.

Remortgages and protection - sales aid

Our guide highlights why remortgages are a great opportunity to talk about protection. Find out more about how to check your client’s financial protection still suits their circumstances.

Business quality guide

Our guide illustrates a clear, objective focus for each stage of the sales process, from lead generation to retention, with the common aim of improving your customer journey, quality and profitability of your protection business.

Best Doctors - Guide

Find out how Best Doctors gives your clients access to an invaluable second medical opinion service.

Winston's Wish - interactive guide

Read our guide to learn more about the support on offer from Winston’s Wish and how their experts help children and young people face the future with hope and lead full and flourishing lives.

Suicide prevention training directory

This guide from Action for Suicide Prevention in Insurance (ASPiiN) helps you be prepared, have the confidence to deal with suicide prevention awareness and deal with the situation as professionally as possible.

Talking about suicide on your website

There are many reasons why you might need to mention suicide on your website or in other materials. Action for Suicide Prevention in Insurance (ASPiiN) have prepared this guidance with support from the Samaritans with some key things you should bear in mind.

Key3 - Reasons why

This provides useful examples for a ‘reasons why’ letter and scenarios where Key3 is suitable

Reasons why – individual protection

This guide provides examples for all scenarios where individuals are looking for cover and help with ‘reasons why’ letters.

Reasons why - Business Protection

A guide to provide an example of what a ‘reasons why’ letter could contain.

Relevant Life Insurance - Reasons why

This provides useful examples for a ‘reasons why’ letter and scenarios where relevant life insurance is suitable

Reasons why - Care Cover with Whole of Life

Immediate cover

While an application is being assessed, AIG can provide your client with temporary cover.

Probate factsheet

This fact sheet provides useful information on probate and how it works.

AIG Financial Strength

This pdf explains our financial strength ratings for both AIG Life and AIG.