Hectic lifestyles shouldn’t stop your clients from getting protection


Tuesday 5 December 2017

Hectic Lifestyle

Our hectic lifestyles nowadays mean the typical 9-5 is slowly becoming a thing of the past. We catch up on emails day and night, check our bank statements on the train home and eat meals on the go. It seems there are never enough hours in the day to get everything done and those items ticked of that never ending list.

At AIG, we recognise that the time-poor lifestyles of people in today’s society is impacting on many aspects of their life, protection being one. Our early 30’s are generally the time when first homes will be purchased and families start to grow* - fundamentally the most important time in our lives to have suitable protection in place. However, the thought of spending time going through a long application process makes purchasing life cover go to the bottom of the pile.

The realisation however is that we can’t know what the future holds. Starting families and buying homes can be a huge financial commitment, and so making sure loved ones are protected should the worst happen is essential.

Our Instant Life Insurance has been introduced to provide a simple, quick and easy solution so that people can get the instant protection they’re after when choosing their life insurance. Instant Life covers your customers against death or terminal illness while they’re insured. Applications can be completed by you or your customer on a desktop or any mobile device, with the process taking less than 8 minutes from start to finish. We give an immediate decision based on answering a few qualifying questions – no manual underwriting is involved and no medical evidence will be required.  If the customer completes the application, we’ll notify you straight away with the outcome.

The ease and simplicity of Instant will provide you with a quicker, more streamlined process, and in turn, provide your customers with peace-of-mind, knowing that getting suitable cover has been secured in a quick and efficient way.

Instant Life Insurance also includes the following valuable benefits for your customers:

  • Best Doctors – access to the award-winning, expert second medical opinion service
  • Winston’s Wish – support from the leading UK children’s bereavement charity.
  • Funeral Pledge - will pay up to £10,000 of the claim in advance towards the cost of a funeral. This can help with any problematic probate issues that may arise and help the family when they need it most.
  • Claims Support Fund – we offer a discretionary fund, up to £300, towards services that can help your customer or their family cope when they’re dealing with a serious illness.

We see Instant Life Insurance taking away the view that finding suitable life cover is a long and drawn out process. By providing a simple, easy and instant solution, it’s helping your customers get closer to the end of that list, and making it easier for you to do business.



To understand how Instant Life Insurance could benefit your customer, you can contact our Business Development Team on 0345 600 6829.



*Office for National Statistics, average age for first time parents in 2015 was 33 (men) and 30 (women) / Halifax First Time Buyer Review 2016 – Average age of a first time buyer in the UK was 32.