When taking out life or critical illness cover, some clients may feel the initial premiums are too expensive. They may be a stretched first-time buyer or may simply need a higher sum assured than they can comfortably afford at the present time.
If your clients would prefer their life or critical illness cover to be more affordable early on, they can choose our Low Start option.
Low Start is simply another way to pay for the same great cover as YourLife Plan life or critical illness cover. With an initial discount of over 40% in some cases, Low Start premiums increase gradually at a fixed rate each year and can remain lower than level premiums for 10 years or more. Clients can even switch to level premiums whenever they want.
AIG covers your client against both death and terminal illness right up until the last day of their policy - unlike other providers, we don’t exclude claims for terminal illnesses diagnosed within the last 12-18 months.
In addition, most of our policies include Best Doctors and Winston’s Wish for the person covered and their immediate family. So if you think all term assurance is the same, think again.