Individual Protection from AIG
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term assurance

If your client takes on a large financial commitment, having term assurance is vital to maintain their family’s financial stability if they die and are no longer be able to support them.

Why recommend term assurance?

If your client takes on a large financial commitment, having term assurance could be vital to maintaining their family’s financial stability if they were to die and no longer be able to support them.

Why choose AIG?

AIG covers your client against both death and terminal illness right up until the last day of their policy - unlike other providers, we don’t exclude claims for terminal illnesses diagnosed within the last 12-18 months.

In addition, most of our policies include Best Doctors and Winston’s Wish for the person covered and their immediate family. So if you think all term assurance is the same, think again.

What we cover

AIG covers your client against death or terminal illness for the full duration of the policy term. We have no standard exclusions and you can insure your client for up to £500,000 before we ask financial questions. Cover is also available for up to £2.5m before financial evidence is required.

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YourLife Plan Term Assurance Key Facts

Key Facts document
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Reasons why - AIG YourLife Plan / Low Start (all options)

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​Limits of the policy

Min/max age at entry 17-86
Max age covered 89
Min/max term 3-70
Max benefit No maximum
Max benefit before we ask financial questions £500,000

You can also choose to add waiver of premium to the cost of the policy to protect the person covered if they are unable to work:

Min/max age at entry 54
Max age covered 69

Low Start

Offers the same great life insurance and critical illness options as YourLife Plan, but at a lower initial cost

Find out more