Individual Protection from AIG

Term Assurance

Term assurance can provide your client and their family with the reassurance that they'll be able to cover major financial commitments such as a mortgage, household bills and living expenses if they die.

Why recommend term assurance?

If your client takes on a large financial commitment, having term assurance could be vital to maintaining their family’s financial stability if they were to die and no longer be able to support them.

In addition, most of our policies include Best Doctors and Winston’s Wish for the person covered and their immediate family. So if you think all term assurance is the same, think again.

Why choose AIG?

AIG covers your client against both death and terminal illness right up until the last day of their policy - unlike other providers, we don’t exclude claims for terminal illnesses diagnosed within the last 12-18 months.

What we cover

AIG covers your client against death or terminal illness for the full duration of the policy term. We have no standard exclusions and you can insure your client for up to £500,000 before we ask financial questions. Cover is also available for up to £2.5m before financial evidence is required.

​Limits of the policy

Min/max age at entry 17-86
Max age covered 89
Min/max term 2-70
Max benefit No maximum
Max benefit before we ask financial questions £1,250,000


You can also choose to add waiver of premium to the cost of the policy to protect the person covered if they are unable to work:

Min/max age at entry 54
Max age covered 69

Literature and support materials


YourLife Plan Term Assurance Key Facts

Key Facts document

Reasons why - AIG YourLife Plan / Start range (all options)

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The need for Income Protection - CPD accredited

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